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culminating 20 years of planning, engineering, and sculpting, the gift celebrating freedom and French and American friendship was unveiled in New York Harbor and The Statue of Liberty became an copyright 2008 PAGES Editorial Service. The colossal statue itself was designed and its sections built in France.
The pedestal and base were built in America. The base on which Liberty stands was the largest cement mass ever poured until that time. Half of the cost was contributed by wealthy patrons. School children donated pennies, nickels, and dimes. Working people contributed the rest. The Army Corps of Engineers modified the torch so it could be lighted at night.

What is the smart way to buy a home?
Q. With all the mortgage news, we're confused. What is the smart way to buy and finance a home?
A. There has been a lot of talk about adjustable rate mortgages, subprime loans, and the like and you might be wondering if it is actually hazardous to buy a home! Nothing can be further from the truth. Remember that more than 99 percent of homeowners pay their mortgages on time. Buying a home is the great route to financial security. The rules of smart home buying haven't changed. Simply put: Buy a home you can comfortably afford right now. COPYRIGHT 2008 PAGES Editorial The first step is to get a loan with a good interest rate. To do that pay your bills on time to create a good credit rating. Next, save some money so you can make a down payment on your new home. The down payment combined with a good credit rating will give you an copyright 2009 PAGE Editorial Service with a little equity in your new home. Equity is the best insurance you can have against unforeseen events. If you want to buy a home in the next two years, don't get yourself in a lot of debt with things like big new car loans.

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Trivia Contest!

Email me with the answer to this trivia question and, if you are the first to respond correctly, we’ll send you a gift certificate.
Trivia Contest Question: What novel eclipsed Gone With the Wind in 1958 to become the top-selling novel of all time? a-Peyton Place, b-The Wonderful Wizard of Oz, c-Alice in Wonderland, d-The Hobbit.

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Do it yourself: Save with easy mortgage add-on
Here's a relatively painless way to save big on your mortgage: Give yourself a longer year. You can easily and painlessly make 13 payments a year instead of 12. Simply take your monthly payment and divide by 12. Add that amount to your monthly payment and you have a do-it-yourself mortgage accelerator. Over the long span of a mortgage, your extra annual payment will save thousands in interest and shorten the time to payoff. Here's an example Copyright 2008 PAGES Editorial Service has a monthly payment of $914. Divide the monthly payment of $914 by 12 to equal $76. If you add the $76 to your monthly payment, you will shorten your mortgage repayment by five years and six months. You will save $38,732 in interest. Search the Internet for 'mortgage payoff calculator' and experiment.

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